Vivek Kumar Joins Western Dental as Chief Credit Officer

ORANGE, Calif.–(BUSINESS WIRE)–Western Dental, a national leader in dental and orthodontic care, today announced the appointment of Vivek Kumar as Chief Credit Officer.

Mr. Kumar comes to Western Dental with nearly 18 years of consumer credit and corporate risk management experience in financial services. He was recently Vice President, Credit Risk Management at Goldman Sachs in Dallas for Marcus business, where he was instrumental in designing and implementing credit and collection policies and programs during the COVID-19 pandemic and launching a new partnership business to provide point-of-sale personal loans. He was also part of the launch team for Apple Card at Goldman Sachs.

Prior to that, he was Director, Pricing Strategy & Analytics for Santander Consumer USA, where he developed credit risk and pricing strategies for Chrysler Capital and its core auto loan portfolios. He previously held positions in credit and risk management at Think Finance/Elevate Credit Service LLC, US Bank/Retail Payment Solutions, HSBC Bank/Card and Retail Services Group, and CitiFinancial, a unit of Citigroup.

“We welcome Vivek to the Western Dental team,” said Daniel D. Crowley, Chairman and Chief Executive Officer of Western Dental. “He brings valuable insights as an executive with nearly two decades of experience in a variety of consumer credit and risk management situations.”

“Western Dental has a proud history of leadership in making high-quality dental care and orthodontics accessible and affordable,” said Mr. Kumar. “It is exciting to be part of this team and to advance the mission of an organization with such a vital role in the dental community.”

Mr. Kumar attended the Executive Education Program at McCombs Business School, University of Austin, Texas, and holds a Bachelor of Technology in Materials and Metallurgical Engineering from the Indian Institute of Technology, Kanpur, India.


Western Dental (with its supported affiliates, including Brident Dental & Orthodontics and Vital Smiles) is one of the nation’s leaders in accessible, affordable oral health care, serving more than 2.5 million patient visits annually in 335 affiliated offices throughout California, Texas, Arizona, Nevada and Alabama. In addition to general dentistry, Western Dental offers orthodontics, oral surgery, pediatric dentistry, periodontics and endodontics in its offices, creating a convenient full service “Dental Home.” All of Western Dental’s services are backed by a unique quality assurance system that electronically monitors all patient visits, treatments, dental staff and clinical performance to enable high-quality care. To learn more about Western Dental or inquire about an office in your community, visit or call 1-800-6-DENTAL.


Ron Trujillo

916-781-0659 (office)

559-289-8797 (cell)

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