Florida’s New Mortgage Cybersecurity Law Raises Stakes for Lenders and Brokers

Chuck Barnes Mortgage in Naples, FL, Advises Homebuyers Amid Regulatory Shifts citizenportal.ai+6businessinsider.com+6floridapolitics.com+6

NAPLES, FL / ACCESS Newswire / June 15, 2025 / As Florida’s housing market navigates rising insurance costs and shifting buyer demand, a new state law-Senate Bill 1216-adds a critical layer of compliance for mortgage brokers and lenders. Effective July 1, 2025, the legislation mandates robust cybersecurity protocols for all licensed mortgage professionals in Florida, including those operating in Naples. (flsenate.gov)

Chuck Barnes Mortgage – NMLS#29854 – Platinum Capital Advisors, a leading mortgage broker in Naples, FL, is proactively preparing for the law’s implementation. The firm is enhancing its digital infrastructure to meet the new requirements, ensuring the protection of client data and maintaining compliance with state regulations.

“In today’s digital age, safeguarding client information is paramount,” said Chuck Barnes, Founder and Principal Broker of Platinum Capital Advisors. “We are committed to upholding the highest standards of cybersecurity to protect our clients and comply with the new state mandates.”

The enactment of SB 1216 comes at a time when Florida’s real estate market is experiencing significant changes. Rising insurance premiums, new structural inspection regulations, and increased property taxes have led to a slowdown in the housing market, particularly affecting older condominium units. These factors have made the role of a knowledgeable mortgage broker in Naples, FL, more crucial than ever. (flsenate.govnypost.com)

In response to these market dynamics, Chuck Barnes Mortgage is offering personalized consultations to help clients navigate the complexities of home financing in the current environment. The firm provides expert guidance on loan options, interest rates, and compliance with new regulations, ensuring clients make informed decisions.

For more information or to schedule a consultation, visit

https://platinumcapitalfinancial.loans/ or contact the firm directly.

About Chuck Barnes Mortgage – NMLS#29854 – Platinum Capital Advisors

Chuck Barnes Mortgage is a premier mortgage brokerage firm based in Naples, FL. With a commitment to personalized service and expert guidance, the firm assists clients in securing optimal financing solutions tailored to their unique needs. As a trusted mortgage broker in Naples, FL, Chuck Barnes Mortgage stays abreast of industry developments to provide clients with up-to-date information and support.

Media Contact

Name: Chuck Barnes Mortgage – NMLS#29854 – Platinum Capital Advisors
Email: info@pcf.loans
Phone: +1 (513) 800-7747

Call to Action: For expert mortgage guidance in Naples, FL, and to learn more about how the new cybersecurity law may affect your home financing options, contact Chuck Barnes Mortgage today.

Compliance Note: All mortgage loans are arranged with third-party providers. Platinum Capital Advisors is licensed in AL, AZ, CT, FL, KY, OH, PA, TN, TX. This website is not authorized to conduct business by the New York State Department of Financial Services.​

Copyright © 2025 | Platinum Capital Advisors | NMLS #29854 | Licensed in AL, AZ, CT, FL, KY, OH, PA, TN, TX

SOURCE: Chuck Barnes Mortgage – NMLS#29854 – Platinum Capital Advisors

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