Wells Funding Group Launches Innovative House Hacking Strategies for Young Adults in Northwest Indiana

Essential House Hacking Strategies for Young Professionals in Northwest Indiana: Build Wealth, Cut Costs, and Achieve Affordable Homeownership with Wells Funding Group

CROWN POINT, IN / ACCESS Newswire / July 23, 2025 / Wells Funding Group, a leading mortgage broker and lender in Northwest Indiana, today announced the release of a comprehensive guide titled “House Hacking Strategies for Young Adults: A Guide to Building Wealth, Reducing Housing Costs, and Getting Started in Real Estate.” This timely resource empowers first-time homebuyers and young professionals to navigate today’s challenging housing market by leveraging house hacking techniques to achieve affordable homeownership and long-term financial security.

In an era where high rents and fluctuating interest rates make traditional homebuying seem out of reach, house hacking offers a practical path forward. The guide details nine proven strategies, from renting out spare rooms in a single-family home to purchasing small multifamily properties like duplexes, all while utilizing low down payment options such as FHA loans (as low as 3.5% down) and Conventional 97 Loans (3% down for qualified buyers). It emphasizes how these approaches can reduce monthly housing costs, build equity, and create generational wealth-core pillars of Wells Funding Group’s mission.

“House hacking isn’t just a trend; it’s a game-changer for young adults looking to break free from the rent cycle and start building real wealth,” said Dennis Wells, Branch Manager and Certified Mortgage Planning Specialist at Wells Funding Group (NMLS #383901). “We’ve seen clients in areas like Crown Point, Chesterton, and Lake County transform their finances by combining smart real estate strategies with our personalized loan options. This guide distills our expertise into actionable steps, helping buyers overcome fears of denial and embrace the joy of putting down roots.”

The guide, created in partnership with FirstHome IQ, includes real-world examples, a starter roadmap, and insights into financing with tools like the free Manifest Homeownership app for budgeting and loan tracking. It highlights flexible loan programs such as VA loans (zero down for veterans) and USDA loans (0% down for eligible rural and suburban areas), making house hacking accessible even for those with credit challenges.

Key benefits outlined in the guide include:

• Reducing housing costs by offsetting mortgages with rental income.

• Qualifying for owner-occupant loans with low down payments while gaining landlord experience.

• Building equity faster than renting, with options for future expansions like Accessory Dwelling Units (ADUs).

Wells Funding Group encourages young adults to explore these strategies through a no-pressure consultation. “Whether you’re a first-time buyer in Hammond or an investor in Walkerton, our team provides honest advice and streamlined processes to make your goals a reality,” added Wells. “We’ve helped countless clients close in as little as 21 days, turning dreams into deeds.”

For more information or to download the guide, visit the Wells Funding Group blog or schedule a free consultation at our contact page. Additional resources on low down payment mortgages are available at our loan options section.

About Wells Funding Group

Wells Funding Group is a full-service mortgage broker and lender based in Crown Point, IN, founded in 2019. Led by Branch Manager Dennis Wells (NMLS #383901), a Certified Mortgage Planning Specialist and Certified Mortgage Advisor, the company specializes in honest consultations, transparent processes, and expert loan advice to help clients achieve homeownership and build generational wealth. Serving Northwest Indiana including Crown Point, Chesterton, Hammond, Walkerton, and Lake County, Wells Funding Group offers personalized service, access to multiple lenders for competitive rates, fast closings, and flexible options for first-time buyers, veterans, and investors. Contact us at 219-230-8400, 844-391-0460, or via email at dennis@wellsfundinggroup.com. Visit www.wellsfundinggroup.com for more details.

SOURCE: Wells Funding Group

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